Whether you are interested in enhancing your purchasing power or better controlling expenses, we have the tools. Our Mastercard® business and corporate cards feature competitive rates, worldwide acceptance and the professional service you have come to expect from us. Heritage Bank approves applications and credit limits.

Whichever card or mix of cards you choose, enjoy convenience, flexibility and benefits reserved for Mastercard® business and corporate card customers.

SMALL BUSINESS CREDIT CARDS

CORPORATE CREDIT CARDS

Customer Portal

Subject to credit approval. Ask for details.

 **Mastercard is a registered trademark of Mastercard International Incorporated. Certain terms, conditions, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

Small Business Credit Cards

Standard Benefits of All Small Business Platinum Cards

• Separate business expenses, bridge gaps in cash flow, track spending and better forecast.
• Access your statements and transactions online anytime, from anywhere.
• Manage multiple employee cards on your account with customized spending limits to simplify expense tracking and travel reimbursement.
• Adjust the credit limit on any employee card, as often as necessary, 24 hours a day, 7 days a week.
• Opt for paperless statements.
• Customize cards by adding your company’s name along with individual cardholder information on each card.
• Encourage contactless payment with support devices via Apple Pay®, Samsung Pay® and Google Pay®.+
• Track your spending and report expenses for your taxes with intuitive reporting tools. Simply import card information into your accounting and tax software.
• Choose from multiple payment options, including automatic debit, online, in branch or by mail.

+ Apple Pay is a registered trademark of Apple Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Google Pay is a registered trademark of Google LLC.

Quick Glance Comparison on Card Options

Business Platinum

Versatility, reliability and convenience – all in one card.

Simplify finances. Consolidate balances to manage your expenses more effectively.

 0% INTRO APR on purchases and balance transfers for the first 6 months.* Then a variable APR, currently Prime + 5.74% APR to Prime + 13.74% APR applies, based on creditworthiness. A Balance Transfer fee of 3% or $10, whichever is greater, will apply to each balance transfer. Terms and Conditions

Consolidated or individual billing – your choice.

Consider if you carry a balance.

*See Terms and Conditions for complete details. Balance Transfers are subject to available credit.

Apply Now

Terms and Conditions

Business Low Rate Platinum

Special balance transfer offer for the first six months.*

Save money on finance charges with our lowest APR card. Enjoy our special offer for balance transfers for 6 months with the Heritage Bank Business Low Rate Platinum card.* Consolidated or individual billing – your choice.

Consider if you carry a balance and qualify for our lowest rate. your choice.*

* See Terms and Conditions for complete details. Balance transfer subject to available credit.
**Mastercard is a registered trademark of Mastercard International Incorporated. Certain terms, conditions, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

 Apply NOw 

Business Platinum Rewards 

Cash back rewards on daily business purchases.

 Cash back can be redeemed for a statement credit or direct deposit. Consolidated or individual billing – your choice.*

Apply Now  

Terms and Conditions

*For details on Rewards Program, please visit (https://HeritageBank.myapexcard.com/#p=application/rewardsTerms). Rewards options are subject to change without notice.

Great tools for mid-sized companies with large regular expenses paid in full each month. 

Standard features of all corporate cards:

• Manage spending limits, customize limits for each employee, and open and close accounts in real time. Access your statements and transactions online anytime, from anywhere.
• Integrate with an intuitive, no cost expense reporting system.
• Easily upload files into GL.
•  Set spend alerts and spend controls.
• Opt into electronic billing statements.
• Pay by automatic debit, online bill pay, by mail or in person at one of our branches.

Work smarter with Heritage Bank Platinum Corporate Cards. Ask our Treasury Management Team to help you make the choices that work for your company.

Corporate Card

Greater control and visibility on employee spending.

• No annual fees. Terms and Conditions 
• No additional charge for multiple employee cards.
• Consolidated or individual billing.

Subject to credit approval. Ask for details.

Corporate Rewards

1% cash back rewards on all purchases, no limits.*

• Rewards redeemable as a statement credit or as a direct deposit to the company’s direct deposit account.
• Consolidated or individual billing.
• Multiple employee cards available with a $25 per card annual fee. Terms and Conditions 
• ERP integration.
• No cost expense reporting system.
• Easy file upload into GL.

Subject to credit approval. Ask for details.

*For details on Rewards Program, please visit (https://HeritageBank.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.

Purchasing Card

Earn cash rebates while improving your cash flow.

• Leverage suppliers’ extended payment terms.
• Eliminate paper checks.
• Consolidated billing only. 
• Multiple employee cards available with at no additional cost. 
• No annual fees. Terms and Conditions
• Vehicle and drive fleet cards available. Set spend limits and controls, capture odometer reading and vehicle or driver IDs, and report level 3 detail.
• Virtual card option. Reduce processing costs, eliminate exposure to check fraud and control payment.

Subject to credit approval. Ask for details.

Mastercard ID Theft Protection

Available 24-hours, 365 days a year. Cardholders provided with the following:

• A uniform Identity Theft Affidavit and assistance completing the Affidavit.
• Assistance in notifying credit reporting agencies.
• Assistance with debit and credit card replacement.
• Education on how Identity Theft can occur and of protective measures to avoid further occurrences.
• Sample letters for use in canceling checks, ATM cards, and other accounts.

 Mastercard Global Emergency Services

Worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance.

MasterRental Coverage

Available 24-hours, 365 days a year. Cardholders provided with the following:

• Insurance coverage for rental cars when the cardholder uses the credit card to pay for the car rental.
• Car rental must be 15 days or less, and rental agency coverage must be declined.
• Coverage includes physical damage, theft, out of service and towing charges.
• Does not cover personal injury, personal liability, personal property or damage to other vehicles.

Mastercard Easy Savings®

To take advantage of any of these features or file a claim, simply call 1-800-Mastercard.

Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.