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David loves to cook and entertain, so an open concept kitchen is a must for any house his family calls home. He is a graduate of Northern Kentucky University and has honed his mortgage lending expertise over 15 years in the industry. To say David knows the lay of the land is an understatement. There are few neighborhood real estate scenes in Cincinnati and Northern Kentucky unfamiliar to David. But what sets him apart is his connection to his customers. He not only knows them by name, he knows their dogs’ names by closing.
First-time homebuyers, empty nesters and buyers in the market for their dream home all appreciate David’s thorough knowledge of the home financing process as well as his knack for infusing humor and excitement into what could otherwise be a nerve-wracking experience. David is also a champion for new products to better serve our local market. Over a few months, David helped develop mortgage products for specific unmet needs at opposite ends of the market – buyers whose credit disqualified them from conventional lending products and buyers who needed a jumbo loan in order to finance a luxury home. Providing customers options goes beyond presenting what’s currently possible.
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David M. Schneider believes in community. He is an avid volunteer and dedicated to the civic life of the area. David even built his dream house in the backyard of his childhood home. So, it is not surprising that he chose a career rooted building up the community one home and neighborhood at a time. His decades of experience in consumer real estate assures area realtors and homebuyers can depend on him to know the financing options available for just about any situation. He also knows the value of time, working efficiently toward a close date.
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Katie considers herself blessed to be building a career helping her neighbors reach their financial goals and building up the community where she is raising her family. After learning everything she could as a part-time teller in college and working her way up at a couple of national banks, Katie realized she felt more at home at a community bank where customers are neighbors and employees are valued by senior management. First as a branch manager and now as a mortgage loan officer, Katie is proud to help customers realize their dreams.
“Banks should exist to fund our dreams and aspirations,” said Katie. “Working at Heritage Bank is a chance to make my community better, one person and one family at a time.”
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