Commercial Lenders - Bankers Who Know Business

Lee Scheben
President

NMLS # 810481

1818 Florence Pike
Burlington, KY 41005

Phone: (859) 586-9200
Fax: (859) 586-9240

Lee was born into a family of bankers serving communities throughout Northern Kentucky. He was recruited to Heritage Bank by our founder and chief architect, Arnold Caddell. Today, he is president of Heritage Bank.

“There are moments when I’m stunned by how much Heritage Bank has grown in just 30 years. Yet, the values and culture of the bank haven’t changed. I am committed to preserving those values and our unique culture because it’s why we exist and why our customers refer their family and friends to us.”

Barry Lampley
Ohio Market President

NMLS # 1703402

6310 Tylersville Road
Mason, Ohio 45040

Phone: (513) 486-3451
Fax: (513) 486-3613

Barry cut his teeth at large banks right out of college then gravitated to community banks later in his career. As a native to the region, Barry is committed to building up local businesses and businesspeople. As an experienced bank leader, he wants to work where he isn’t hindered by bureaucracy and decision makers who don’t know our town.

“The ultimate validation is when customers tell me, ‘I trust you.’ Once they view me as a trusted advisor, I know I’m adding value to their business and to their lives.”

Darin Winterbotham

Miami Valley Executive

NMLS # 2150156

Dayton, Ohio

Phone: (937) 681-7515

Darin’s passion is helping businesses start and succeed because he admires others who like to build and re-engineer. The son and grandson of GM toolmakers, Darin has built a reputation throughout the Miami Valley as a deal technician. He loves to assemble business banking solutions for needs that don’t fit the typical “bank-in-a-box” offerings. Even on the weekends, Darin is in his garage taking things apart. After a lot of tinkering, his classic Pontiac Trans Ams perform as well as the day the original owners drove them off the sales lot.

Before he knew he was destined to be a banker and master deal maker, Darin knew he was a leader. By age 20, he was managing multiple Burger King stores - learning a lot about what makes people tick and how to inspire performance. “Most people want to be part of a winning team and to feel appreciated. Creating those dynamics in the workplace is one of the best parts of my job because I see the impact on the people I work with and on the customers they serve.”

Peter Weickgenannt

Senior Lender

NMLS # 810480

1818 Florence Pike
Burlington, KY 41005 

Phone: (859) 586-9200

Fax: (859) 586-9240

When Peter was a kid, his favorite game was Monopoly. He was always the banker. When he grew up and launched a real-life banking career, Peter discovered he loved learning his customers’ businesses and working with passionate entrepreneurs.

“The part I appreciate most about working in banking is seeing the impact we can have on people’s lives and on the communities we serve. It’s the reason I’m excited to get to work every day.”

Ian Addington
Vice President

NMLS # 460486

235 Mary Grubbs Hwy
Walton, KY 41094

Phone: (859) 493-4593

“We’re rooting for you.” That’s what Ian Addington wants our business banking customers to know. Heritage Bank exists to make local small businesses successful.

When you work with Ian, he skips the buzz words and talks to you like a neighbor. He is a calming, steady presence, encouraging customers to maintain perspective in all moments. Maybe it’s his love of history, maybe it’s living and working where he was raised or maybe it’s the advice someone gave him early in his career.

“This too shall pass. Feeling overwhelmed and miserable? This too shall pass. Feeling on top on the world and unstoppable? This too shall pass.”

Justin Augsback
Vice President

NMLS # 759286

1911 Dixie Highway
Ft. Wright, KY 41011

Phone: (859) 916-6570

Fax: (859) 344-6599

In just a little more than 15 years, Justin has built a well-rounded career in banking. He has worked as a personal banker, as a small business banker, as a branch manager and now as a commercial loan officer. Regardless of the banking role, Justin learned success in banking requires an affinity for people as well as a firm grasp of numbers. After an early stint in a much larger bank, Justin enjoys Heritage Bank’s culture and feels empowered to make decisions in the best interest of his customers rather than focus on meeting sales targets.

Ryan Bihl
Vice President

NMLS # 434367

7434 U.S. 42
Florence, KY 41042

Phone: (859) 760-3325

Fax: (859) 344-6599

Ryan’s high school and college friends would be surprised to learn he wears a suit to work every day, but Ryan always pictured himself in banking. Inspired by an uncle who built a successful commercial lending career, he is now 25 years into his own banking career. Ryan is a well-rounded banker whose personal experience as a retail manager, personal banker and licensed investment representative informs his advice as a commercial banker. Customers also appreciate his empathy, humility and top-notch customer service. In his spare time, Ryan officiates youth soccer matches and helps run a local church bingo.

Angela Hagedorn

Vice President

NMLS #434190

612 Buttermilk Pike

Crescent Springs, KY 41017

Phone: (859) 360-7656

Fax: (859) 334-9218

If you’re a small businessperson, Angela Hagedorn is someone you should know. She is inspired by helping every size local business succeed, whether you’re a start-up or into your third generation, whether you’re a sole proprietor or ready to expand to new locations, whether you need a conventional loan or assistance navigating the SBA.

And to know Angela is to love her like a member of the family. She’s on the call list and group texts for many customers when they have personal news to share. Angela has celebrated life milestones with her customers and grieved with them.

Speaking of family, Angela recharges by spending time with her children and husband. She also inherited a strong dose of wanderlust from her parents, collecting fond memories of trips to Yellowstone, Mt. Rushmore, Acadia National Park and the East U.S. coastline. Coming home is always more special after exploring other vistas.

Steven Caddell
Vice President

NMLS # 799554

8751 U.S. 42
Union, KY 41091

Phone: (859) 869-2450

Fax: (859) 384-5291

Steven is a third-generation banker at an institution his grandfather founded and his father led with vision and vigor. “As a kid, I knew I wanted to be a banker. Today, my goal is to ensure Heritage Bank continues to fulfill its mission to the communities we serve and remains an independent alternative to national banks." 

Since joining Heritage Bank, Steven has been a teller, a consumer underwriter and a credit analyst. As a loan officer, he brings a 360-degree view of the bank. Whatever his customers need, Steven knows what’s possible at Heritage Bank and who can make it happen.

Although Steven is a native of Northern Kentucky and a graduate of Northern Kentucky University, he also has strong ties to Greece, his mother’s homeland. He has visited the country several times and speaks Greek.

Mike Crowe 

Vice President, Director of SBA Lending

NMLS # 2373750

647 Monmouth Street 
Newport, KY 41071

Phone: (859) 916-6312

Banking seems like Michael’s destiny. While still completing his degree in business economics at Xavier University, he secured a part-time teller position then subsequently joined the management training program at the First National Bank of Cincinnati. His initial role focused on helping specific departments and divisions improve their efficiency and profitability, experience that would serve him later in his career when he decided to focus on business banking.

After 26 years as a business/SBA banker in the greater Cincinnati market, Mike continues to take pride in the success of local businesses that he has helped to find their footing and flourish. He is particularly adept at helping customers navigate the U.S. Small Business Administration loan programs. His 17 plus years of SBA lending at the Hamilton County Development Corporation (now known as Alloy) and 13 months as the local SBA Market Specialist for Fifth Third has positioned Mike well for his role at Heritage Bank to lead SBA lending.

Although Mike has dressed the part of a banker during the work week for all his adult life, he got the most attention for the gorilla suit he used to wear to sporting events in the late 70s and early 80s. At Bengals games and at NCAA tournaments, Mike took the field or court to lead cheers and entertain the fans. Today, he’s satisfied to stay in the stands or to follow his favorite United Kingdom Footballers, the Glasgow Celtic and Arsenal, online.

Nick Eberhard
Vice President

NMLS # 421732

4929 Alexandria Pike
Cold Spring, KY 41076

Phone: (859) 916-6409

Fax: (859) 261-2545

Nick is a great fit for Heritage Bank because the bank’s values reflect his own upbringing. He still believes the best way to succeed is to help others succeed.

Nick’s curiosity is also an asset to his career. “When I know my customers and the nuances of their businesses, I make better recommendations. Better recommendations move them closer to realizing their dreams.”

Guy Hampton
Vice President

NMLS # 1703579

6310 Tylersville Road
Mason, Ohio 45040

Phone: (513) 486-3451
Fax: (513) 486-3613

In the prime of his career, Guy chose to work at Heritage Bank because he values the professionalism, efficiency and collaboration across the bank on behalf of his customers. Guy’s customers are more than business contacts – they are friends and often view him as family.

“I helped a customer write a toast for his daughter’s wedding and was honored to become a Godparent for another customer’s son. It’s really special to build a relationship so strong, you’re invited into your customers’ personal lives.”

Andy Johnston
Vice President

NMLS # 436805

2040 Declaration Drive
Independence, KY 41051

Phone: (859) 363-4830
Fax: (859) 363-4827

“I love visiting locally-owned businesses. I learn something new from my customers every day. I wish more people knew of the many locally produced products and services benefiting people around the world.”

In addition to championing his customers, Andy coaches his kids’ sports teams onto victory. He eats dinner with his family every night and understands how hard his customers are working for their families, too.

Ken Kramp
Senior Vice President

NMLS # 2576941

9749 Montgomery Road

Cincinnati, OH 45242

Phone: (513) 538-6331

Fax: (513) 538-6321

 Ken Kramp has been called “very persistent” and “determined,” by customers who consider him an invaluable advisor when navigating challenging economic conditions, industry transitions or growth pains. He has developed deep relationships with some of the region’s leading entrepreneurs.

 Ken was trained to be an accountant, but when he realized, bankers were paid to learn about new industries and business models while solving problems for entrepreneurs, Ken knew which career path was the best fit. Today, when he speaks to young people considering a career in banking, he tells them to buckle up for a ride that can send you soaring on good days, bracing for a bump now and then, but always worth the ticket price.

Ken’s love of learning extends to travel. He looks forward to trips where he can learn a new culture, a new cuisine and even a new hobby. He is a certified scuba diver, ready for underwater adventures, too.

Pat O’Donnell
Senior Vice President

NMLS # 1512296

3600 Decoursey Avenue
Latonia, KY 41015

Phone: (859) 415-0545
Fax: (859) 415-0546

Pat was surrounded by numbers people growing up – his mother was a bookkeeper and his brother was a banker – so a 40+ year career in banking might seem inevitable. But it’s the people he serves who fuel Pat’s passion. That’s why so many of his customers have referred their customers to him.

“I love to see how different businesses make money and understand why each customer is so passionate about what they do. It’s gratifying to play a part in helping entrepreneurs meet their goals.”